OK...just checked that BMO 1.75% cashback card out. IMHO, the $120 annual fee negates too much of the cashback earned, unless you are a VERY big spender.
I pay no annual fee with the Rogers card since I have my Fido bill auto-paid by the Rogers MC. They waive the annual $29 in that situation.
If you're going to pay for a card, I'd suggest the Scotia Momentum Visa Infinite Card. It is 4% back on Gas, 4% on Groceries, Groceries, 2% on Drug Store, 2% on recurring payments, and 1% on the rest for a $99 annual fee and a ton of benefits. They also have a 3 month 5% on everything introductory offer. The Rogers card still wins on the 'Other' category.
Yeap, I started this thread more then a year ago. 3 months ago, I switched to TD Visa with Aeroplan. Now I am using Apple pay everywhere. I am also using the ESSO app to pay at the pump on my iPhone. I feels sad... now all I use this Roger card is to pay for my Rogers bills.
They have announced that they are hard at work to get Apple Pay setup, and around mid-2017. Such a contrast in attitude compared to you-know-who.
My Rogers MC is stored and now just used for the monthly Fido bill. Will close the account once MBNA is on Apple Pay
I concur with you, Cornfed. Now 100% Apple Pay thanks to MBNA coming on board. I haven't used the Rogers MC for 2 or 3 months, except to pay my Fido, thus no annual fee.
Eventually I will likely cancel the account. Even if they start supporting Apple Pay, MBNA still is superior, despite the annual fee. The Rogers MC w/Apple Pay would become my backup card to my MBNA.
You certainly have to give MBNA credit for announcing some time ago that they were working on supporting Apple Pay, and that they met their (rumoured) promise of mid-2017 launch. I hope they enhance their effort with an app that lets you do the verification, without the phonecall.