I i get one and dont use it do i pay anything at end of the month. I basicly want i do buy the odd thing from amazon as i dont have a debt card with a credit card add on or a credit card
Not quite sure what you're asking, but I'll give it a crack.
1. There is no annual fee for using the card.
2. If you don;t use the card, and don't have a balance, you owe nothing at month's end.
3. If you use the card, you're responsible for at least a minimum payment at the end of the month.
In short, its like a lot of other credit cards out there.
So if i buy nothing i dont pay anything so i could go a year with out using it and not pay a dime. Also how long is the card for what if after a year i no longer want the card. is there a cancelation fee. Also does the purchases get added to me phone bill or do i get a bill to pay at the bank
@sonyboyj, yes, if you don't use a credit card, the balance just stays at zero. I got talked into a PC credit card at the local Zehrs store in exchange for a bag of cookies and a shopping bag. I get a zero balance notification each month, but don't intend to use it unless my 2 Visa cards get hacked at the same time. I haven't had it a year yet, so I can't say what happens then.
If you have registered a credit card with Rogers, then your bill will come out of that card and you pay your bank or the CC company.
Good day @sonyboyj,
I simply wanted to share some information with you regarding the questions you raised in your previous post.
I can confirm with you that the The Rogers First Rewards Mastercard does not incur any annual fee!
In the instance where you chose to use it, you can access your account anytime, anywhere and receive email or text message alerts for your account activity.
Hope this helps!
Thanks for the info RogersMaude but I have zero interest in a Rogers Mastercard after past experiences with Rogers ... I was just curious what the interest rate was , but it seems to be hidden away pretty well.
Thats pretty true Oldyellr.
Credit cards, bank on you carying a ballance.
Only way to really use them, is to pay off the ballance every month.
I am trying to only use mine when absolutely needed.
Silly in the past, i got conned into upgrading my creditcard from what it was originally.
No fees! Well thats still good. Some bonus points, extra stuff like a CAA type thing, etc... great!.
Oh wait.... it TRIPPLED my interest rate.
Back to the most BASIC visa card
Took a look through the docs.
Looks to be about 19.9%... which is about on average with most of the 'points' type cards i have seen.. no different than the banks, etc (though i have seen some with 25-30%)
My basic one, is at just over 12%
Shak Tib posted "
I don't think are hidden at all!
All creditcard websites have a legal section: "
Yes they do.... but they generally put legal stuff in the" legal" section and post the interest rate under" terms and conditions" . Even Rogers in their Qand A section say it can be found under" terms and conditions" ... then they put it in the disclosure section. Others use a direct link from the page but Rogers uses an indirect link.
And you wonder why some of us have trust issues ?
I agree Old Yeller pay it off and it doesn't really matter how much the interest is ... unfortunately it is likely those that can least afford to pay it that do.
This may be a silly question, but any help is appreciated! I recently applied for a Rogers Mastercard so I could put my phone bill on it.
I did apply for it last week, mid week. It has not come in yet.
I was wondering when should I expect it or see if I got approved? The other thing, should I have gotten a confirmation email? I'm starting to question if I maybe misclicked on something and didn't actually submit my application. I figured I would ask here first before sending in a new application! (In case I didn't submit it by mistake...)
Thank you for your reply in advance!