Question about Rogers Mastercard

[sonyboyj]

I i get one and dont use it do i pay anything at end of the month. I basicly want i do buy the odd thing from amazon as i dont have a debt card with a credit card add on or a credit card

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[Lurker]

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@sonyboyj wrote:

I i get one and dont use it do i pay anything at end of the month. I basicly want i do buy the odd thing from amazon as i dont have a debt card with a credit card add on or a credit card

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Not quite sure what you're asking, but I'll give it a crack.

1.  There is no annual fee for using the card.

2.  If you don;t use the card, and don't have a balance, you owe nothing at month's end.

3.  If you use the card, you're responsible for at least a minimum payment at the end of the month.

In short, its like a lot of other credit cards out there.

[ShakTiburon]

@Lurker is right.
Its exactly like other credit cards.
No balance owing, then you don't owe anything...

but on the bright side! - Rogers First Rewards accumilate as well! 😄
So you get your spending working for you double!

[sonyboyj]

So if i buy nothing i dont pay anything so i could go a year with out using it and not pay a dime. Also how long is the card for what if after a year i no longer want the card. is there a cancelation fee. Also does the purchases get added to me phone bill or do i get a bill to pay at the bank

[OLDYELLR]

@sonyboyj, yes, if you don't use a credit card, the balance just stays at zero. I got talked into a PC credit card at the local Zehrs store in exchange for a bag of cookies and a shopping bag. I get a zero balance notification each month, but don't intend to use it unless my 2 Visa cards get hacked at the same time. I haven't had it a year yet, so I can't say what happens then.

If you have registered a credit card with Rogers, then your bill will come out of that card and you pay your bank or the CC company.

[ShakTiburon]

Unsure about specifically Rogers Master Card, but Inactivity rules apply for all credit cards.

My Recommendation is to actually talk to Rogers Bank.
https://www.rogersbank.com/en/contact
1-855-775-2265

They can give you all the details about "What if" situations.

[ShakTiburon]

Random Update - I just applied for mine, quite excited about it! 5000 Rogers Points ($50 value) yay!
I am closer to getting my free upgrade! (I collect points way too much lol)

[RogersMaude]

Good day @sonyboyj,

I simply wanted to share some information with you regarding the questions you raised in your previous post.

I can confirm with you that the The Rogers First Rewards Mastercard does not incur any annual fee!

In the instance where you chose to use it, you can access your account anytime, anywhere and receive email or text message alerts for your account activity.

Hope this helps!

RogersMaude

[barndoor]

Another question you might want an answer to is if there is a problem, are you dealing with Rogers staff or Mastercard  people .  

[RogersMaude]

Good afternoon @barndoor!

As @ShakTiburon mentioned above, in order to get assistance for the Rogers First Rewards Mastercard, you have to contact Rogers Bank.

You can reach them directly at 1-855-775-2265.

Hope this helps!

RogersMaude