What’s the best way for me to get the newest iPhone every September while being economical?

[rusoman]

I read in Q&A that I can upgrade a Save & Return phone from 2 months to 24 months of use. I thought it is that simple, so I didn’t think twice about getting the 15 Pro Max because I thought I could just upgrade it early without problems, that’s what the Q&A implied. Then I told my dad about that so he tried upgrading his Samsung six months before the 24 month. He was told he has to pay the remaining device balance before he can upgrade. I was shocked! My dream of iPhone 16 Pro Max in September 2024 was temporarily shattered. So I immediately messaged a specialist, she revealed that I have to pay the Upfront Edge amount before I can upgrade. But she also assured me Rogers will have an attractive offer that will surely make me upgrade when the time comes. 

My question is: 1. Is paying the upfront edge to get out of the contract and get to the newest iPhone really the cheapest way to new iPhones every September? 
2. Why are there no one-year contracts?

3. Is it cheaper for me to buyout the phone and sell it privately?

I want the newest generation iPhone but I want to keep it cheap, within budget so there is money going to AVP fund. So if there are 0% financing around for my other needs(gadgets), I will take it.

*Added Labels*

[Pauly]

Hello rusoman,

Here is my opinion,  You can NOT get a new iPhone every year and be economical at the same time.

If you want to be economical, calculate how much in the last 24 months that you have paid towards your device and think about how much that device costs to buy it out right.

Phones are financed for 24 months, so if u want to jump ahead and get one every 12 months, you really are paying MORE, to get the latest gadget.  Does that make economical sense? if your an adult grown up no, but if your a kid who is bowing to peer pressure and wants to show off your phone amongst your friends, it might make you feel better, but at the cost of what? a lighter wallet.

Do your homework, if u really want a phone and can afford it, go for it, but if u want to be economical, then please understand what that means,  to me it meant keeping a low to mid range android phone for 4 years straight without upgrading to save money, because i have other huge bills to pay like for example, umm, a Mortgage, house insurance, car payments, property tax, etc.

[rusoman]

Rogers don’t have an answer for this?

[57]

There is no reply to your question since it's not possible to have a new phone every year while being economical.  Even every two years is not economical.  I purchased my iPhone SE 2020 outright in 2020 and still consider it my new phone.  This, along with an inexpensive pre-paid plan, means I pay roughly $10/month for my cell phone & plan, which is mainly used for emergencies, or when connected to WiFi, which is available in lots of places.

If you wish to spend hundred+ dollars each month for the latest phone & plan, that doesn't come even close to the definition of "economical."

[iphoneguy9]

First off apply for the Rogers credit card. It gives you points from every purchase that can be used to buy Rogers products. Do not buy your iphone outright. Put it on a flex plan. At the end of the first year let Rogers buy it back and use your points on the credit card to pay off the balance owing and then get a new iphone and start over. Problem solved.