If that's what you think then why are you even on this thread? You must have really wanted yours or at least have been rather curious enough to have even ended up here. Then question is not "arent there other things going on in the world people shoul...
Here's a kicker:The 40 dollars has to be paid on your current/immediate next bill. Then, they credit you back the $40 on your NEXT bill. So, they actually are taking our money, because we are paying that $40 to them immediately, and they are creditin...